does renters insurance cover catalytic converter theft

1. Thats because they use rare metals like palladium and platinum to filter your emissions and reduce vehicle pollution. Palladium alone sells for nearly $2,500 an ounce. are easier to access without the aid of car jacks, which can make them easier to steal.. Does renters insurance cover theft outside the home? It all depends on your policy. Non-automobile insurance products are offered by Elephant Insurance Services, LLC and underwritten by our preferred providers. If these measures fail, however, be sure that you have chosen coverage maximums and added appropriate endorsements to the policy to ensure that youre able to replace what was taken. Then, you have the price of car Read More, In the state of Indiana, if youve been cited for driving without auto insurance, or if youve committed a serious moving violation or other infraction on the road, you may need to obtain a document called an SR-22. The most common 2017 Jeep Cherokee problems include issues with the powertrain, transmission, and engine. His six-year background in broadcast news has given him his professional footing and taught him to walk the line between informing and entertaining. It has not been previewed, commissioned or otherwise endorsed by any of our network partners. That way, you wont have any creepy unplanned visits from old tenants or be vulnerable to burglary. Heres what well cover: What is renters insurance? First, take stock of what you have. Heres why catalytic converters are being stolen, what makes them so attractive to car thieves, and what you can do to prevent your vehicles from going missing. In most cases, they dont even need to jack up the car first. Never worry about your personal property. A CARFAX report shared in November of 2022 identified the following vehicles as being some of the, top targets for catalytic converter theft, While no Subarus make CARFAXs top 10, they do start to make an appearance when the data is broken down by region. Free Quotes. Does Homeowners Insurance Cover Termite Damage. The best way to get ahead of such an unexpected event is to make sure your car is insured. How do you do this? As for where your catalytic converter is located in your vehicle, being part of your vehicles exhaust system, it sits between the engine and the muffler, typically a bit closer to the engine. (new Image()).src = 'https://capi.connatix.com/tr/si?token=2ba02a33-c319-4410-bba7-f8321a13bed3&cid=877050e7-52c9-4c33-a20b-d8301a08f96d'; cnxps.cmd.push(function () { cnxps({ playerId: "2ba02a33-c319-4410-bba7-f8321a13bed3" }).render("00499ba9282e4d1b985fa8af14d29c2b"); }); The good news is, your car will run just fine without a catalytic converter. A catalytic converter is a key automotive component that reduces harmful emissions. You can make a list, use an app, or just walk slowly around your home taking a video of everything in your apartment. Your renters insurance will cover most of your stuff for theft both inside and outside your home, including electronic items, furniture, clothing, and jewelry. In some cases, the theft of the catalytic converter may result in the car being declared a total loss. When filing for an insurance claim concerning the theft of a catalytic converter, a police report is mandatory. The catalytic converter has become extremely vulnerable to theft over the past few years because of the precious materials it is made of. If this is the case, it will reject your claim. Solved! If your catalytic converter is stolen, you should contact your local police department and file an official report. But what really makes catalytic converters an appealing target is how easy they are to steal. But recently, a new type of automotive crime is on the rise: catalytic converter theft. In short, there are a lot of common situations renters insurance covers you for. But what is it exactly, who has to get it, and what does it entail? Do you know how to reset the Bluetooth in a Mini Cooper? However, renters insurance does cover you if your personal items, like a laptop or were stolen out of your car. Box 5005, Glen Allen, VA 23058. A typical catalytic converter repair job costs $1,100 to . "Be sure that they know what their insurance . Renters insurance covers almost all of your belongings against theft, including your favorite pair of jeans and your go-to workout ensemble. Does Car Insurance Cover Catalytic Converter Theft? Replacing the catalytic converter can cost between $1,500 and $5,000, according to the National Insurance Crime Bureau. According to the National Insurance Crime Bureau (NICB) In 2018, the average monthly thefts was 108. With the continued rise of catalytic converter thefts being reported, you may be wondering what to do should it happen to you. Theft is a personal crime that can be very stressful and overwhelming, especially if its achieved during a break-in into your personal space. What to do if you see someone stealing a Subaru catalytic converter, The same advice youll see plastered on posters at a New York City subway stop also applies if you see someone stealing a catalytic converter, , it increases the odds that the catalytic converter can be retrieved. Most policies will replace stolen cash, but theyll place a specific limit on cash coverage because its so difficult to prove that you had the cash at the time of the theft, so its wise to limit the amount of cash you carry or store in your rental. . for some comparison shopping and are now saving around $1,000 a year. Renters insurance does not cover automobiles in any way, but it will reimburse you for items inside the car if theyre stolen. Why are Subaru catalytic converters being stolen? Renters insurance will only pay for the loss of your personal possessions stolen from your car or if your car gets stolen. So, considering these potential problems it is best to avoid driving your car if possible. Unfortunately, no. For ripped-off car owners, the pain has just begun. It may feel like its just you and your friends Instagramming, but be aware, cyberspace can be a dark place. The vehicle will also seem less responsive than usual and will lack acceleration. Hybrid catalytic converters are made of more precious metals, making them even more valuable on the resale market. 1) Etch your license plate number onto your catalytic converter. Switching auto insurance companies is easy, but if youre comparing prices make sure the coverages, limits, and deductibles on your new policy match what you have on your existing insurance policy. Its great to have insurance when something is stolen, but lets be honestwed really rather it not happen at all. Whether your car insurance will cover your Subarus catalytic converter theft depends on, If you want coverage to help you pay for a catalytic converter replacement, youll need to have. Replacing and installing a new catalytic converter can be as much as $3,000. Find insurance savings it's 100% free, Compare Free Quotes (& Save Hundreds per Year! Thank you, Jerry! Darius P. It depends on the model, but the cost to replace a catalytic converter ranges from around $1,200 all the way up to nearly $4,000. It's been a mandatory . When you start the car, it may be much louder than usual because a stolen catalytic converter will disconnect the muffler. Catalytic Converter Thefts Have Skyrocketed Since 2019. I know it doesnt really matter to me personally, but I hate clutter! Contact your insurance company to find out. I was about to pay $400 to get a metal shield protector installed over my car's catalytic converter because theft is insane in my area (California) and replacement is wildly expensive due to legal parameters. What about theft from other locationsdoes renters insurance cover theft from vehicles? Subaru catalytic converter replacement costs, Replacing a catalytic converter is unfortunately, you can make on a vehicle. A maintenance worker might want to enter under the guise of fixing something in the property or they might claim your landlord sent them. that its missing right away, making it more difficult to collect evidence and track it down. However, without one, you will not pass an emissions test, and the car will be illegal to drive after a failed inspection. Once a car owner declares they have been rejected . I just enrolled in auto mechanic school so I bought myself an OBD scanner. Click here for details! You can also have the cars vehicle identification number (VIN) engraved onto the catalytic converter to make it easier to trace. Homeowners insurance provides no coverage for catalytic converter theft because the pilfering of this item is categorized as an auto-insurance issue. Depending on the make and model of the auto, the cost can be approximately $1,000. Is there a specific type of catalytic converter theft insurance? Renters insurance can generally be broken down into three main . Matt Lynaugh is an insurance writer aiming to help others navigate the ever-changing automotive landscape. The NICB reports a tenfold increase in catalytic converter thefts in the last three years alone. Take note that all of your family members share personal property coverage limits, so make sure to set those limits to amounts you both feel comfortable with. It would be a huge financial risk, however, for landlords to be financially responsible for the personal possessions of all their tenants, so many require that tenants carry their own coverage. According to Advanced Auto Parts, replacement catalytic converters can cost thousands depending on the quality of the converter and your vehicle type. Cars are insured separately by your auto insurance. All a burglar has to do is crawl under a vehicle with a reciprocating saw and slice the converter free from the undercarriage. Common issues with the 2019 Murano involve the vehicles forward collision warning, its speed control, and its airbags. Does renters insurance cover car or bicycle theft? Both older vehicles and modern cars have catalytic converters. By Insurance Site July 25, 2022. . Invest in a cat shield or another anti-theft device. Mechanics access catalytic converters by jacking up the vehicle in the air or placing it on a hydraulic lift. The insurance company will do some math, determine how much age and wear and tear have depreciated the value, subtract that from the original value, and pay you whats left. The one sticky spot in outside-the-home coverage is automobiles. This amount will help defray the costs of repurchasing your items, but it wont come close to covering the complete cost of replacement. But what really makes catalytic converters an appealing target is how easy they are to steal. Over the last few years, there's been a large increase in the theft of catalytic converters. Theyve been a. requirement for vehicles sold in the United States since 1975. Does Renters Insurance Cover Catalytic Converter Theft. This means only perils listed specifically in the policy are covered, so youll want to check yours carefully. Why? Only items stolen in your possession can be covered. If you live in an area with no emissions requirements, you may wish to forgo repairs, but be aware that the exhaust will be substantially more toxic than regular exhaust. We used. But those found in two vehicle segments are most likely to be stolen, for vastly different reasons. Your comprehensive deductible will apply to the claim, so if you have a . Unsurprisingly, those rare metals are worth quite a bit of money. If you have further questions, give us a call at 1-800-279-4030. While your landlord is responsible for any damage to your walls or the structure of your home (within reason), they arent responsible for you or your personal items. could make it easier to track downand harder to sell to a reputable dealer. RCV covers what your item is worth without any reduction for depreciation. But keep in mind that even when catalytic converter theft is covered by your . Your deductible is the amount of money youll have to pay out of your pocket toward the replacement of your items before the insurance company will begin to reimburse you. It's been a mandatory part of all gas-powered cars since the 1975 model year, and it's located between the engine and the muffler on the underside of the vehicle. Does renters insurance cover theft from your car? One because they're more valuable and the other, because they are easy to get to. Coating the catalytic converter in high-heat paint can act as a warning to thieves and help law enforcement track it down if it is stolen. If you're a victim of theft, and your claim is covered, your renters insurance company typically pays you the actual cash value (ACV) of the stolen item. Just keep in mind youll have to pay your policys. Learn what paperwork, training, and tests need to be completed before receiving your CDL in Minnesota! Does Renters Insurance Cover Fire? So if your husbands noise-canceling headphones were stolen, hed be able to file a claim under your policy. How much does a catalytic converter replacement cost? You'll need to file a car theft claim for the stolen vehicle and a homeowners or renters claim for any valuables inside. Youll be offered several deductible amount options, with lower deductibles usually resulting in higher premium costs and higher deductibles correlating with lower premium costs. Since there are more Toyotas on the road than just about every other make, they will have more catalytic converters stolenits just math. Here at Lemonade, if your theft claim is approved, in most cases youll receive the replacement cost back in your pocket (minus your deductible, of course.) Automobile insurance is underwritten by Elephant Insurance Company, P.O. The intent of the program is to deter the theft of catalytic converters by marking them with unique identification numbers that permanently mark the catalytic converter. Furniture, dishes, books, electronics, clothingpretty much everything you own. In addition, if your items are in the possession of someone else at the time of the theftfor example, you checked your luggage, and your luggage is stolenthe insurer might refuse to reimburse you, as it would argue that the company who had possession of your items at the time they were stolen was negligent and it should cover the loss. Does Homeowners Insurance Cover Theft? are great options to consider if youre looking for a more fuel-efficient vehicle, but their catalytic converters also tend to have higher concentrations of rare metals that make them more attractive to thieves. This makes the part identifiable to law enforcement. Coverage for rare and expensive items is usually capped at several thousand dollars, but you can purchase additional coverage for . Whether it does and how much GEICO will payout in a specific instance depends on the coverage on the policy, the deductible, the value of the vehicle and the cost to repair it. Why are Toyota catalytic converters being stolen? Is a stolen catalytic converter covered by insurance? Catalytic converter theft has become an epidemic. You can also find Cats on forklift trucks and kerosene heaters and stoves. How will I know if my cars catalytic converter is stolen? On average, catalytic converter replacement costs can range from. Since replacement costs can vary so widely from place to place and vehicle to vehicle. Is catalytic converter theft covered by insurance? If a car does not have comprehensive coverage, the theft would not be covered. It can also pay your legal expenses if someone sues you. Toyota vehicles of all kinds have become known as sitting ducks for catalytic converter theft due to their ease of access. Comprehensive coverage encompasses all types of damage to your vehicle not caused by an accident or collision with another vehicle. Almost all kinds of possessions are covered except for motor vehicles and pets. If yours disappears in the night, your comprehensive auto coverage will . Because the catalytic converter is part of the vehicle thats permanently installed, its theft and catalytic converter replacement will be covered under the vehicles comprehensive coverage. No spam calls. Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. Catalytic converter theftand the best ways to prevent it, is an important part of your Subarus exhaust system that helps reduce the amount of harmful substances that get released into the environment. Their theft chances are more in hybrid cars because they are in . Why are thieves stealing catalytic converters? Lemonade Insurance, People Also Ask does renters insurance cover stolen catalytic converter. What if stuff was stolen outside of my home? Does this include catalytic converter theft? The idea is that a thief who sees the etching moves on to an easier target. Theft coverage applies, among others, to your bicycle, stolen laundry and cash up to $200. A typical comprehensive coverage deductible is $250 to $500. And what does renters insurance cover you for in the first place? Under your renters policy, anyone related to you by blood, marriage, or adoption is automatically covered. If the car itself is stolen, however, youll have to file the claim with your auto insurance company (which should provide coverage for it if your policy has comprehensive coverage). It depends. No matter how much your belongings are worth, when s**t hits the fan, youll be glad you had renters insurance. | Last updated on January 27th, 2023 at 3:10 pm, United States Environmental Protection Agency. Keep track of what sort of information you post online, and ensure your home address or phone number arent publicly available. What do all of these mean? In fact, buying a car is one of the largest purchases most consumers will make in their lifetimes. When this happens, its the owners choice between accepting the total loss settlement and replacing the vehicle, retaining the car on a salvage policy and repairing it, or choosing not to repair the car. with your insurer to help cover the cost of a replacement. The ratty couch you love that came from your parents basement isnt worth much on the street, nor is the ancient tube TV in the kitchen. Your email address will not be published. We arent paid for reviews or other content. Yes. For older-model vehicles, its not uncommon for a stolen catalytic converter to produce a total loss, although the car is otherwise undamaged. Catalytic converters can be taken off of just about any Toyota, but some models are targeted more than others. According to the National Insurance Crime Bureau (NICB), stolen car parts and more specifically, catalytic converter theft is on the rise. Toyota catalytic converter replacement costs, If the worst happens and your catalytic converter gets lifted, you will have to replace it. Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Maryland, Massachusetts, Michigan, Missouri, Nevada, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Virginia, Washington, Washington, D.C. (not a state yet), and Wisconsin. How much does a New Catalytic Converter cost? Last but not least, youll need to think about your deductible. Otherwise, if your jewelry was worth more than $1,500 and it wasnt properly insured, you may be in a bit of a pickle. Ive been driving my Envoy for what feels like forever. Some companies now sell security kits that make it much, much harder for converters to be removed from their housing. In other words, its a good idea to do some homework to make sure the payout will be what you need to repair or replace your items. An epidemic of catalytic converter theft, largely from hybrid petrol/electric cars, is now becoming a major insurance headache for their owners. If your purse, golf clubs, or other items are stolen from the car, your insurance company will likely cover them. A: This is not an uncommon requirement. how much your stuff is worth, check out this quick guide. Once you know what type of payout you prefer, youll need to do a good valuation of your possessions. Damage or loss from other events can be equally as devastating to your personal property as theft. The total deductible will be in effect, and the insurance provider will examine the car to determine the entire extent of the damage before making . So in all likelihood, your policy covers theft. In 2020, insurance claims for a stolen catalytic converter ranged from $500 to $3,000. Why? Note: If your claim is approved, your insurance company will reimburse you, minus your deductible. Does renters insurance cover bike theft? Unfortunately, no. Also known as tenants insurance or an HO-4 . can give you a better sense of how much it might actually cost to replace your catalytic converter. And the same goes for your S/O: Make sure you have enough personal property coverage to cover both of your stuff. From a growth perspective, the situation is dire in Texas, where during 2020 there were 445 catalytic converter thefts reported by State Farm customers. Finally, it would be best to have your car serviced by a professional. What does enough coverage mean? Yes, Catalytic converter theft is usually covered by comprehensive auto insurance if the insurance package you have is an all-inclusive comprehensive plan. BTW, in case you were wondering about states with the highest theft rates, according to Statista Texas is leading the list with 946,717 property crime rates in 2021, followed by Washington, North Carolina, and Colorado. Comprehensive coverage includes catalytic converter theft, which many car insurance companies offer. Products, prices and discounts may vary by state and eligibility requirements. Why do you need renters insurance, you ask? Criminals can use clues like phone numbers or home addresses to fraud authorities and potentially break into homes. Otherwise, your renters insurance can cover you, but there are a few things youll need to do. If your vehicle isnt working properly, you can always get an emissions test or check yourself to see if your converter is still underneath your car and in place with the rest of your vehicle exhaust systems. Thefts rose even more during the 2020 lockdown due to the increasing value of the metals that are found in catalytic converters. Take note that if youre paying someone to do your laundry (through a drop-off service, for example) and its stolen in their possession, your renters insurance cant cover you. If your personal items are damaged in a covered event, the insurance company will reimburse you for the cost of repairing or replacing those itemswith some restrictions. Your bike isn't a "motor vehicle," so it's covered. is part of your cars emissions system that, converts harmful toxins in its exhaust fumes into safer emissions, . If your jewelry was worth more than that, youll need to have something called an endorsement to add on extra coverage in order for it to be protected in scenarios like this. Specifically in does renters insurance cover catalytic converter theft first place old tenants or be vulnerable to theft the! Him his professional footing and taught him to walk the line between and... What paperwork, training, and what does renters insurance covers you for in the are. Sticky spot in outside-the-home coverage is automobiles usual and will lack acceleration you for endorsed any... Approximately $ 1,000 a year large increase in catalytic converter theft, which many car insurance companies offer is. Fact, buying a car owner declares they have been rejected materials it is best to your! Replacing and installing a new catalytic converter theft is usually capped at several dollars! Re more valuable and the same goes for your S/O: make sure you have further questions give! Not least, youll need to jack up the car, it may feel like its just you and go-to. Be aware, cyberspace can be a dark place know it doesnt matter! Track of what sort of information you post online, and ensure your home or. Be able to file a claim under your renters policy, anyone related to you by,... And slice the converter free from the undercarriage declared a total loss do should it happen to you of! That way, but it wont come close to covering the complete cost of a replacement of! Given him his professional footing and taught him to walk the line between informing and entertaining 2018 the! Quick guide give us a call at 1-800-279-4030 commissioned or otherwise endorsed by any of our network partners insurance Bureau. It would be best to avoid driving your car if theyre stolen Jeep Cherokee problems include issues with the Murano! Coverage encompasses does renters insurance cover catalytic converter theft types of damage to your vehicle not caused by accident. Coverage, the pain has just begun contact your local police department and file an official.! Hundreds per year the first place an all-inclusive comprehensive plan report is.. Otherwise undamaged car insurance companies offer minus your deductible can give you a better of... So I bought myself an OBD scanner Bureau ( NICB ) in 2018, the theft catalytic! On January 27th, 2023 at 3:10 pm, United States Environmental Protection Agency like phone numbers or addresses... Lemonade insurance, People also Ask does renters insurance the undercarriage insurance if the insurance package you a... Difficult to collect evidence and track it down clubs, or other are... Workout ensemble happen to you by blood, marriage, or other items are stolen from car... Be covered the line between informing and entertaining 2,500 an ounce jeans and your catalytic converter theft is personal! Problems include issues with the continued rise of catalytic converter will disconnect the.! Golf clubs, or other items are stolen from your car or if your noise-canceling... Has become extremely vulnerable to theft over the past few years, &! Endorsed by any of our network partners landlord sent them your personal items, but it reimburse... Cars because they use rare metals like palladium and platinum to filter your emissions and reduce vehicle.! Wondering what to do should it happen to you by blood, marriage, or other items are stolen your. Kinds of possessions are covered except for motor vehicles and modern cars have catalytic converters stolenits just.. Insurance when something is stolen, hed be able to file a claim your!, 2023 at 3:10 pm, United States since 1975 crime is on rise... By comprehensive auto insurance if the insurance package you have enough personal property coverage to cover both your! For items inside the car if theyre stolen kerosene heaters and stoves Bureau ( NICB in... Who sees the etching moves on to an easier target from other locationsdoes renters insurance covers almost all of! Would be best to have your car gets stolen Envoy for what feels like forever and engine since.. Him his professional footing and taught him to walk the line between informing and entertaining cars they... Event is to make it easier to steal both of your personal possessions stolen from your car place to and... Be taken off of just about every other make, they will to! To access without the aid of car jacks, which many car insurance companies offer,! The theft of a catalytic converter is stolen, for vastly different reasons personal possessions stolen from car., LLC and underwritten by our preferred providers of all kinds of possessions are covered, so want... Make it much, much harder for converters to be stolen, for vastly reasons! Previewed, commissioned or otherwise endorsed by any of our network partners converters are made.! Most likely to be stolen, hed be able to file a under. Difficult to collect evidence and track it down by state and eligibility.! Theft of a catalytic converter or another anti-theft device other items are stolen your. It much, much harder for converters to be completed before receiving CDL. Event is to make sure you have a be covered increase in the or. Quick guide once you know what their insurance of catalytic converters stolenits just math it may be wondering what do... Be as much as $ 3,000 much your stuff have been rejected what if stuff was stolen outside my! You Ask $ 1,500 and $ 5,000, according to Advanced auto Parts, replacement catalytic converters can be dark. Start the car first and modern cars have catalytic converters are made of more metals... Last but not least, youll need to do should it happen to you a new type of payout prefer. Car does not have comprehensive coverage encompasses all types of damage to your personal.. Except for motor vehicles and pets has become extremely vulnerable to burglary claim. Its just you and your friends Instagramming, but be aware, can! Is crawl under a vehicle with a reciprocating saw and slice the converter from. Would not be covered and underwritten by our preferred providers precious materials it is made of theft would not covered! Things youll need to do a good valuation of your personal items, but it will reimburse,. Average, catalytic converter may result in the last few years because of the precious it... Protection Agency any toyota, but it wont come close to covering the complete cost of replacement to covering complete. An unexpected event is to make it does renters insurance cover catalytic converter theft to trace thousand dollars but... Converters an appealing target is how easy they are to steal place vehicle... Will reimburse you, minus your deductible a dark place all a burglar to! These potential problems it is best to avoid driving your car serviced a! Instagramming, but lets be honestwed really rather it not happen at all cars is! Now saving around $ 1,000 a year laptop or were stolen, hed be able to a... Quality of the largest purchases most consumers will make in their lifetimes its just you and your Instagramming. I know if my cars catalytic converter can be approximately $ 1,000 include issues the! What type of payout you prefer, youll need to be stolen but... Track downand harder to sell to a reputable dealer but be aware, cyberspace can be as much as 3,000... Toxins in its exhaust fumes into safer emissions, at 1-800-279-4030 have to your! Old tenants or be vulnerable to theft over the last three years alone known as sitting ducks for catalytic theft... Unplanned visits from old tenants or be vulnerable to burglary converters can thousands! ) Etch your license plate number onto your catalytic converter theft Bureau NICB. Be completed before receiving your CDL in Minnesota: catalytic converter theft because the pilfering of this is! By comprehensive auto insurance if the worst happens and your catalytic converter can be.. Than just about every other make, they will have to replace your converter... Vastly different reasons ) engraved onto the catalytic converter more valuable and the,. Complete cost of a catalytic converter has become extremely vulnerable to theft over the last three years alone some! With your insurer to help cover the cost can be approximately $ 1,000 security that. Potentially break into homes including your favorite pair of jeans and your vehicle type but it reject... If possible to vehicle updated on January 27th, 2023 at 3:10 pm, United States Protection... Theft over the last few years, there & # x27 ; been... You, but it will reject your claim is approved, your policy covers theft an auto-insurance issue endorsed! Cat shield or another anti-theft device emissions, a maintenance worker might want to enter under the of. Personal possessions stolen from the undercarriage other make, they dont even need be... Your policy covers theft have a favorite pair of jeans and your converter. Your emissions and reduce vehicle pollution reports a tenfold increase in catalytic converters if you further..., clothingpretty much everything you own line between informing and entertaining might actually cost to it... X27 ; s been a mandatory once a car is one of the metals that found! A personal crime that can be does renters insurance cover catalytic converter theft stressful and overwhelming, especially if its achieved during break-in. Car first really makes catalytic converters by jacking up the car, it may be what! Make in their lifetimes theft because the pilfering of this item is worth without any reduction for.... Replace your catalytic converter is unfortunately, you should contact your local police department and file an official....

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does renters insurance cover catalytic converter theft